*{box-sizing:border-box}body{margin:0;font:17px/1.65 system-ui,-apple-system,Segoe UI,sans-serif;color:#152747;background:#f8fbff}a{color:#1755b5}a:hover{text-decoration-thickness:2px}.wrap{max-width:1100px;margin:auto;padding:0 24px}.top{background:#fff;border-bottom:1px solid #dce6f3}.bar{display:flex;align-items:center;justify-content:space-between;gap:22px;flex-wrap:wrap;padding:18px 0}.brand{font-size:1.35rem;font-weight:800;text-decoration:none;color:#123b8a;letter-spacing:-.04em}.brand span{display:inline-grid;place-items:center;background:#123b8a;color:white;width:34px;height:34px;border-radius:10px;margin-right:8px}nav{display:flex;gap:20px;flex-wrap:wrap}nav a{text-decoration:none;font-size:.91rem;font-weight:650}.hero{background:linear-gradient(125deg,#123b8a,#205bc3);color:white;padding:76px 0 66px}.hero h1{font-size:clamp(2.4rem,5vw,4.3rem);line-height:1.1;max-width:780px;margin:0 0 20px;letter-spacing:-.05em}.hero p{max-width:670px;color:#e4eeff;font-size:1.16rem}.eyebrow{text-transform:uppercase;letter-spacing:.16em;font-weight:750;font-size:.76rem;color:#9ec7ff}.hero .eyebrow{color:#c3dbff}.main{padding:50px 0 75px;display:grid;grid-template-columns:minmax(0,1fr) 270px;gap:44px}.main.home{display:block}.article{min-width:0}.article h2{line-height:1.25;font-size:1.65rem;margin:36px 0 12px;letter-spacing:-.025em}.article p{max-width:75ch}.panel,.tile{background:white;border:1px solid #dce6f3;border-radius:18px;padding:25px;box-shadow:0 7px 24px #193b7608}.panel{margin:24px 0}.panel h2,.panel h3{margin-top:0}.btn{display:inline-block;background:#ffce45;color:#142d55;padding:12px 19px;border-radius:10px;font-weight:800;text-decoration:none}.btn:hover{background:#ffe28b}.small{font-size:.86rem;color:#526781}.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:17px;margin:30px 0}.tile h2{font-size:1.22rem;margin:0 0 10px}.tile p{font-size:.93rem}.tile a{font-weight:700}.aside{align-self:start;position:sticky;top:20px}.aside ul{padding-left:20px}.aside li{margin:10px 0}.crumbs{font-size:.85rem;margin-bottom:20px}.footer{background:#0d254d;color:#e5edff;padding:38px 0}.footer a{color:#d5e7ff}.footlinks{display:flex;gap:20px;flex-wrap:wrap}.disclose{font-size:.85rem;background:#eaf2ff;border-left:4px solid #2862c5;padding:12px 16px;border-radius:5px}.source{font-size:.86rem;color:#526781}.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;background:white;padding:10px;z-index:5}@media(max-width:760px){.main{display:block;padding-top:32px}.aside{position:static;margin-top:35px}.cards{grid-template-columns:1fr}.hero{padding:52px 0}.bar{align-items:flex-start}nav{gap:12px}}
.header-cta{background:#123b8a;color:#fff!important;padding:9px 14px;border-radius:9px;white-space:nowrap}.header-cta:hover{background:#245ab9}.sidebar-cta{background:#eaf2ff;border-radius:14px;padding:18px;margin:16px 0}.sidebar-cta .btn{display:block;text-align:center;font-size:.9rem}.sidebar-cta p{font-size:.85rem}.article h2{scroll-margin-top:22px}.article ul{padding-left:24px}.article li{margin:7px 0}.toc{background:#fff;border:1px solid #dce6f3;border-radius:15px;padding:18px 24px}.toc a{text-decoration:none}.toc a:hover{text-decoration:underline}.header-note{font-size:.73rem;color:#526781}.source-list{border-top:1px solid #dce6f3;padding-top:18px;margin-top:28px}.source-list a{overflow-wrap:anywhere}.footer .small{color:#d2dded}@media(max-width:760px){.header-cta{font-size:.85rem;padding:8px 10px}nav{align-items:center}.aside{display:block}}

.editorial-depth{background:#f0f6ff;border-radius:15px;padding:18px 25px;margin:28px 0}.editorial-depth h2:first-child{margin-top:8px}.table-scroll{overflow-x:auto}table{border-collapse:collapse;width:100%;font-size:.93rem}th,td{border-bottom:1px solid #dce6f3;text-align:left;padding:12px;vertical-align:top}caption{text-align:left;font-size:.85rem;color:#526781;margin-bottom:12px}a:focus-visible{outline:3px solid #ffb900;outline-offset:3px}.btn:focus-visible{outline:3px solid #123b8a;outline-offset:3px}

/* Navigation alignment and sticky header */
.top{position:sticky;top:0;z-index:1000;background:#fff;box-shadow:0 2px 12px rgba(15,39,77,.08)}
.top .bar{display:flex;align-items:center;justify-content:space-between;flex-wrap:nowrap;gap:24px;padding-top:12px;padding-bottom:12px}
.top .brand{display:inline-flex;align-items:center;flex:0 0 auto;white-space:nowrap;line-height:1.2}
.top .brand span{flex:0 0 34px;margin-right:9px}
.top nav[aria-label="Main navigation"]{display:flex;align-items:center;justify-content:flex-end;flex:1 1 auto;gap:clamp(10px,1.5vw,23px);flex-wrap:nowrap;min-width:0}
.top nav[aria-label="Main navigation"] > a{display:inline-flex;align-items:center;justify-content:center;white-space:nowrap;line-height:1.25;min-height:42px}
.top nav[aria-label="Main navigation"] > a.btn{margin-left:4px;padding:10px 14px;flex-shrink:0}
@media(max-width:1020px){
 .top .bar{flex-wrap:wrap;gap:7px 16px;padding-top:10px;padding-bottom:9px}
 .top nav[aria-label="Main navigation"]{order:2;flex-basis:100%;justify-content:flex-start;overflow-x:auto;overscroll-behavior-x:contain;scrollbar-width:thin;gap:17px;padding-bottom:3px}
 .top nav[aria-label="Main navigation"] > a{min-height:38px;flex-shrink:0}
 .top nav[aria-label="Main navigation"] > a.btn{margin-left:auto}
}
@media(max-width:560px){
 .top .brand{font-size:1.17rem}
 .top .brand span{width:30px;height:30px;flex-basis:30px}
 .top nav[aria-label="Main navigation"]{gap:16px}
 .top nav[aria-label="Main navigation"] > a{font-size:.86rem}
 .top nav[aria-label="Main navigation"] > a.btn{font-size:.84rem;padding:8px 12px}
}

/* Keep the commercial action distinct from the menu so link baselines match. */
.top .header-action{display:inline-flex;align-items:center;justify-content:center;flex:0 0 auto;white-space:nowrap;min-height:42px;padding:9px 13px;line-height:1.25}
@media(max-width:1020px){.top .header-action{order:1;margin-left:auto;min-height:38px}.top nav[aria-label="Main navigation"] > a.btn{margin-left:0}}
@media(max-width:560px){.top .header-action{font-size:.8rem;padding:8px 10px}}